Deen Dayal Upadhyaya Swavalamban Yojana Startup Loan Scheme 2020

Deen Dayal Upadhyaya Swavalamban Yojana Startup Loan Scheme 2020

Application Form & Information- Deen Dayal Upadhyaya Swavalamban Yojana Startup Loan Scheme 2020

 Deen Dayal Upadhyaya Swavalamban Yojana (DDUSY) is an Arunachal Pradesh Government start-up loan scheme. Information on how to apply for DDUSY and details of the scheme notice in the following paragraphs. So, let’s have a closure look at the scheme in detail.

What is Deen Dayal Upadhyaya Swavalamban Yojana?

It is a loan scheme for start-ups launches by the Arunachal Pradesh State Government. This scheme focuses on providing start-up loans with some financial support in the form of subsidies. Also,  the key vision behind this scheme is to promote the engagement of unemployed young people in entrepreneurship. Moreover, the government points to the provision of low-cost resources for the creation of new enterprises.

Under Deen Dayal Upadhyaya Swavalamban Yojana, the national government will facilitate youth bank lending between Rs. 10 lakh and Rs. 1 Crore. For setting up greenfield businesses. Also, the  Nominees can borrow from any state bank (Except Arunachal Pradesh Rural Bank (APRB) and Arunachal Pradesh State Co-operative Apex Bank Ltd (Apex) under this scheme.

In addition to the 30% subsidy, women entrepreneurs will receive an additional 5% subsidy each year if they do not become Non-Assets (NPA). So, to receive the scheme’s benefits, beneficiaries are required to register with the Stand Up India central government program. Under the Swavalamban start-up loan scheme, baptismal candidates must contribute at least 10% of the project cost themselves.

SchemeDeen Dayal Upadhyaya Swavalamban Yojana
Year2020 – 2021
StateArunachal Pradesh
BenefitsUp to 30% of Subsidy on StartUp

The objective of the scheme DDUSY

So, the Deen Dayal Upadhyaya Swalamban Yojana scheme aims to facilitate bank lending between Rs 10 lakh and Rs 1 Crore to set up security businesses. Also, these businesses must be in

(i). Firstly, increased value in agriculture, agriculture, and sector agriculture.

(ii)Secondly,  eco-tourism includes residential and tourist accommodation.

(iii) Also, traditional textile weaving – modern manufacturing / purchase of new equipment.

(iv) Moreover, the Small production units. Most importantly, you will be awarded the appropriate qualifications. In non-private enterprises, at least 51% of the share and control allocation must be handled by an APST entrepreneur.

Facility for Loans

The state government already declares that it will provide credit facilities through various banks and financial institutions for jobless young people.

Also, the Loan amount-The state government made it clear that the banks and government will provide a loan amount of Rs 10 lakhs to over Rs 1 crore for youth development.

Main features of Deen Dayal Upadhyay Swavalamban Yojana

So, below are the key features of the DDUSY Scheme: –

  • At first, the government will provide loans from Rs. Up to 10 lakh rupees. One crore for setting up small and medium enterprises. This money will not include land and construction costs.
  • Also, the government will provide businesses with a 30% rebate. And the women will receive an additional 5% subsidy annually to start businesses, as long as the loan is not an NPA.
  • Moreover, the nominee must contribute at least 10% of the total cost of the project itself. The government will select students who donate the most.
  • Applicants can get loans from any bank in the province, but SLSC approval is required.

So, all the Interested candidates can download the notification PDF and DDUSY scheme guidelines from the following link.

Eligibility of the scheme

So, some conditions matter to be eligible for the scheme, those are-

  • Value addition in Agri-Horti & Allied Sector.
  • Eco-tourism – Home Stays or  Tour Operators.
  • Tradition Textile Weaving – modernization or purchase of new looms.
  • Small scale manufacturing unit – Qualified Graduates.
  • Entrepreneurs’ contribution must be Min. 10% of TFO. Preference for higher contribution.
How to apply for Deen Dayal Upadhyaya Swavalamban Yojana 2020

How to apply for Deen Dayal Upadhyaya Swavalamban Yojana 2020

Deen Dayal Upadhyaya Swavalamban Yojana applications made online. Below is the step by step guide on how to application forms fills. And how to avail of start-up loan subsidy under the Swavalamban Yojana.

Step 1

Firstly, register at Stand Up India Portal

Step 2

Secondly, Make a DPR on any of the available Activities.

Step 3

 After that, download the application form of DDUSY from the formal website at using the direct link given below.

Direct Link – Download Application Form

Step 4

Then fill all the necessary details in the form and submit the application form in the Office of ADC, HQ.

Step 5

After submitting the form, the applicant will acknowledge receipt from the office of ADC, HQ.

Step 6

Moreover, all the received application forms submit to DLSC before the 25th of every month.

Step 7

Then after Appear before District Level Screening Committee as and when asked for. The District Level Screening Committee (DLSC) does forward the application form to the State level Screening Committee (SLSC). The SLSC will choose the proposal every 1st Monday of the month.

Step 8

After approval from both the committees, thereafter, the candidate can submit their project report business plan for a loan in any bank of the state.

Documents for applying under Deen Dayal Swavalamban Scheme

Applicants must have the following documents to apply for the Deen Dayal Swavalamban Scheme:

  • Identity proof (Aadhar card, voting ID, Passport, driver’s license, PAN card, etc.)
  • Proof of residence (Phone bills, electricity bill, property tax receipt, etc.)
  • Proof of business address
  • Caste Certificate
  • The applicant must not be at fault in the Bank.
Interest Rate and Subsidy offers in the scheme

The level of government funding is 30%. The amount will be credited to the bank account of NABARD authorized applicants. Anyone applying for a woman interested in joining the scheme will be given an additional 5% subsidy at the interest rate each year.


In conclusion, the Government of Arunachal Pradesh has decided to continue with the Deen Dayal Upadhyaya Swalamban Yojana to encourage unemployed youth and entrepreneurs and lower the cost of doing business. Therefore, under Deen Dayal Upadhyaya Swalamban Yojana, APST companies set up new companies eligible to avail loans. The scheme also helps in boosting the agricultural and tourism sectors in the state to support the jobless youth.

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